BITCOIN

Bitcoin adalah mata uang virtual yang dikembangkan pada tahun 2009 oleh seseorang dengan nama samaran Satoshi Nakamoto. Mata uang ini seperti halnya Rupiah atau Dollar, namun hanya tersedia di dunia digital. Konsepnya mungkin terdengar seperti eGold, walaupun sebenarnya jauh berbeda. Sejarah Bitcoin dimulai saat salah satu Cryptocurrency (Mata Uang Kripto) di ciptakan oleh Satoshi Nakamoto pada tahun 2009, sekaligus menjadi pelopor penggunaan teknologi blockchain pertama kali, serta penciptaan kode unik catatan transaksi yang bersifat kekal. Artinya, seluruh histori transaksi yang sudah tercatat pada Ledger Blockchain (buku besar blockchain) tidak bisa dirubah sama sekali oleh siapapun di dunia ini. Di artikel ini akan dibahas

Bitcoin adalah mata uang seperti halnya Dollar, Poundsterling dan lain-lain. Namun, Bitcoin bersifat digital serta mempunyai enkripsi data yang sangat kuat. Selain itu, Bitcoin merupakan mata uang pertama yang tidak bisa di kontrol nilainya oleh Institusi, Perusahaan, pemerintah, bahkan pencipta mata uang tersebut sekalipun. Desain Bitcoin merupakan teknologi transaksi Peer-to-Peerdimana transaksi tidak membutuhkan pihak ketiga yang selalu mengambil keuntungan. Mata uang kripto ini juga bersifat terdesentralisasi, artinya tidak berpusat pada satu administrator tunggal sehingga seluruh catatan transaksi dalam buku besar blockchain (Ledger Blockchain) bisa di kelola oleh seluruh pengguna Bitcoin di dunia.

Bitcoin mempunyai beberapa keunggulan utama yaitu :

• Transparansi / Kejujuran. Semua pengguna Bitcoin dapat melihat histori transaksi yang sudah dilakukan, sehingga kroscek data transaksi dapat dilakukan kapanpun.
• Efektifitas Transfer. Kita bisa mengirim Bitcoin kemana saja di dunia ini dalam hitungan detik. Kemudian biaya transfer yang dikenakan hanya sekitar Rp. 500 – 3,000 per transaksi, tidak peduli berapapun jumlah uang yang dikirimkan.
• Keamanan. Ledger Bitcoin sangat terbuka untuk umum sehingga pemalsuan transaksi tidak mungkin dilakukan. Seluruh transaksi yang terjadi, tercatat secara transparan dan tersebar ke jutaan pengguna Bitcoin di dunia ini.
• Jumlah yang terbatas. Pada saat Bitcoin diciptakan, Satoshi Nakamoto sudah mengungkapkan bahwa hanya akan ada 21 Juta Keping Bitcoin di seluruh dunia. Dengan suplai terbatas, harga Bitcoin akan cenderung naik.

Pada saat Bitcoin pertama kali di rilis dan di perdagangkan, nilainya hanya $ 0,1 / 1 BTC (sekitar Rp. 1,300 saja / 1 BTC). Dari tahun 2009 sampai dengan tahun 2013 nilai tukar Bitcoin mencapai 12,000 kali kenaikan, yaitu sampai pada harga $ 1,200 / 1 BTC (sekitar Rp. 15.8 juta / 1 BTC). Kemudian pada kuartal ketiga tahun 2017 ini, harga Bitcoin sampai pada level tertinggi sepanjang masa yaitu $ 6,194 / 1 BTC (Rp. 81,7 juta / 1 BTC). Jika kita lihat total kenaikan dari tahun 2009 sampai tahun 2017 (kurun waktu 8 tahun), harga Bitcoin sudah naik sebesar 61,940 kali / 6,194,000 %, pertumbuhan yang benar-benar fantastis untuk sebuah mata uang.

Tidak heran jika sekarang banyak sekali para spekulator dan para investor yang berbondong untuk berinvestasi pada Bitcoin. Tujuannya adalah mendapatkan keuntungan yang berlipat ganda dengan waktu yang singkat saja. Banyak pihak yang yakin dengan masa depan Bitcoin serta teknologi blockchain. Bitcoin dinilai bisa memecahkan masalah yang terjadi sampai saat ini, dan menggantikan uang tunai secara keseluruhan. Bahkan negara Swiss sudah mempraktekkan skenario “Kerajaan tanpa uang tunai”.

Namun sekarang banyak pihak yang mengkritik mata uang kripto ini, banyak yang khawatir bahwa skema pertumbuhan yang terl alu tinggi tersebut merupakan skema penipuan raksasa yang akan terjadi kembali sepert insiden Tulip Mania yang terjadi pada tahun 1637 silam. Dimana sesuatu yang tidak berharga sama sekali, berubah menjadi sesuatu yang sangat mahal dalam kurun waktu yang singkat. Akibatnya, keruntuhan harga masal mendekati 0 terjadi dalam waktu yang singkat juga, mengakibatkan jutaan orang kehilangan uangnya tanpa ada jaminan pengembalian uang sama sekali.

Apakah membeli Bitcoin akan menguntungkan?

Pertanyaan ini seperti pertanyaan saham apa yang harus dibeli besok. Tidak ada yang bisa memastikan. Tapi kalau saya lihat dari perkembangan media yang meliput menyebabkan antusiasme akan bitcoin di mana-mana akan menciptakan demand yang sangat tinggi. Saya percaya harga akan terus melambung berkali-kali lipat, saya sendiri mulai menginvestasikan sejumlah uang ke dalam bitcoin. Namun tentunya saya tidak bertanggungjawab terhadap segala kerugian yang seandainya akan dialami pembaca.

Silahkan mempelajari lebih lanjut mengenai Bitcoin:

• Intro: http://bitcoin.org/en/
• Video: https://www.weusecoins.com/en/
• Wiki: https://en.bitcoin.it/wiki/Trade

IQEON

EARN REAL MONEY FROM PLATFORM GAMING

https://iqeon.io

IQeon represents an infrastructure that will allow the integration of games, applications, and services based on intelligent competitions between users, as well as applications and services for motivation. IQeon is a decentralized gaming PvP platform, which allows players to earn real (fiat) money on their achievements. Purposes of the project: Introduction further development of IQeon platform; creation of IQeon ecosystem; formation of the audience of engaged platform applications and games users; formation of partnerships with game developers and game content for the platform; development of a line of IQ Clash proper games based on the platform. IQeon is the first platform where players can earn money thanks to their intelligence and achievements. This will be realized by using the internal currency in the IQeon ecosystem, which at any time can be converted to the cryptocurrency – IQeon tokens (IQN) issued based on Ethereum blockchain. IQeon tokens (IQN) can be freely exchanged at existing cryptocurrency exchanges, or transferred to fiat money. 

IQeon platform focuses on the range of applications for self-development, logical games and PvP disputes. Below are the developed scenarios for applications that will be implemented in the platform. This list will be constantly supplemented in the process of platform development:

1. Scenario for motivation and self-development: This scenario assumes that two players bet on the fact that one of them (player A) will perform a certain action (lose weight by X kilogram, go to college, hit a basketball in the basket 10-peat, etc.). Each of them contributes the same amount, which will be paid, after deducting the platform fee and developer's reward (total 12%), to player A if he performs the action, or to player B, if player A would not perform the described action. 
2. Scenario for PvP disputes: This scenario is similar to the previous one, however in such a scenario the dispute can be concluded for any event (the result of a sports match, election results, the winner of the Eurovision Song Contest, whether it will rain tomorrow, whether the morning train will arrive on time, etc.) and between a group of players.The mechanism for fixing the terms of the dispute and paying out winnings is also similar to the first scenario.
3. Scenario for educational applications: This scenario is applied to already existing and new services and applications aimed at education (training courses, learning foreign languages, etc.). In such applications, online training is paid. The course usually consists of theoretical information, audio recordings, video clips, and interactive assignments, tests for intermediate and final control.
4. Scenario for quest game with AR: The given scenario involves player’s passing of a sequence of levels for the time. Each level represents an intellectual puzzle for determining the location (park, public building, courtyard, bridge), after arriving at which the player looks for a code placed with the help of AR or a hint that will help the player to give an answer to the current level. The prize fund is divided among the players who have taken the first 3 places, commensurate with the occupied position and the difference in the time of passing.
5. Advanced scenarios: The IQeon team plans to expand the list of game scenarios using modern technologies, such as AI (Artificial Intelligence) and VR/AR (Virtual / Augmented Reality) after the launch of the platform. AI based on neural networks will use a constantly improving self-learning algorithm for creation and generation of logical tasks. VR/AR will add the games with contests implemented in virtual reality to the IQeon platform.  

Platform architecture

The important criteria when conducting online tournaments are transparency and guarantee of compliance with all conditions of the tournament. To ensure these criteria, smart contracts and independent resolvers will be involved in the IQeon platform. When creating a tournament, you can select several brackets and several winnings distribution schemes. Not only the platform user but also the sponsoring company may create the tournament. In this case, the tournament participants do not pay the fees, and the organizing company sponsors the prize fund. 

https://iqeon.io

• IQeon API: Provides a set of methods and interfaces for the interaction of all platform elements. 
• IQeon blockchain control subsystem: Implements services on interaction with Ethereum blockchain. It records transactions with use of IQN to blockchain, deployment, and interaction with smart contracts. 
• IQeon web application: It is a platform portal. It contains information part (platform description, blog, documentation) and user and developer personal accounts.
• IQeon wallet: Is the application (iOS, Android), which allows the user to issue a debit card after verification and exchange IQN for fiat money (and vice versa).
• IQeon SDK: Is a creation toolset for rapid expanding of new games and applications based on existing scenarios and game mechanics.
• IQ Clash API: Is a set of methods and interfaces for agile development and integration of games and applications based on the scenario of game rooms into the platform. 
• Existing games & services: Existing games and applications thanks to API can be integrated into IQeon platform. This will allow existing games to take full advantage of the platform and use IQeon token in the gameplay.  
• Ethereum wallet & Digital currency exchangers: IQeon token complies with ERC20 standard. This means that it is initially compatible with Ethereum wallet and can be freely transferred from one address to another. In addition, this standard provides token’s genericity and technical compatibility for further addition for crypto-exchange stocks trading and for exchange on online cryptocurrency stock services.

IQeon Token & ICO

IQeon is not just a platform, but also a whole ecosystem, including application and content developers, platform partners and millions of users. The internal economics of the ecosystem cannot exist without its own currency, the role of which will be performed by IQeon (IQN) token. By purchasing IQeon (IQN) tokens, you receive an asset the value and liquidity of which will increase with the platform developing, expanding of user audience and implementation of the planned.

• Name: IQeon Token
• Symbol: IQN
• Type: ERC20
• Total supply: 10,000,000
• Soft cap: 2.000 ETH
• Hard cap: 19.000 ETH
• Pre-sale: December 15, 2017- January 15, 2018
• Crowd sale: January 30, 2018 – March 13, 2018
• Exchange rate: 1 ETH = 325 IQN
• Acceptable currencies: ETH, BTC, LTC
• Token Allocation: 60% - Platform development; 25% - Marketing and advertising; 8% - Operating expenses; 4% - Legal expenses; 3% - Other expenses

The main purpose of tokens is to use them directly in IQeon platform for the following purposes:

1. payment of game developers remuneration;
2. payment of remuneration to digital content copyright owners;
3. payment of remuneration for partner programs;
4. two-way exchange for internal currency - IQeon, in which bets are made, remunerations in game rooms, disputes, motivation applications, remuneration for a certain activity are paid (player of the day, player of the month, etc.);
5. forming a prize fund in tournaments based on the IQeon platform.

Advantage IQeon Platform

For developers of games/content:

• A ready developed infrastructure for the introduction of payments based on the cryptocurrency into its own products.
• The use of IQeon tokens is consistent with the App Store Review Guidelines and the
  Google Play Developer Policy.
• Reduction of charges for developer fees withdrawal (from 30% Google Play and Apple Store to 10%).
• The additional game audience for your own products.
• API that allows quick integration of your products into an existing ecosystem.
• SDK for rapid deployment of new applications based on IQeon platform.

For players:

• Genericity: The internal currency IQeon, earned in one game, can be used in another one.
• Liquidity: Using your own platform wallet IQeon tokens can be exchanged for fiat money.
• Convertibility: Using multiple cryptocurrency exchanges, IQeon tokens can be exchanged for any other cryptocurrency (bitcoin, litecoin, ethereum, etc.).
• Reliability: Thanks to the blockchain technology, all transactions of IQeon tokens in the ecosystem are of no return. The use of smart contracts ensures that the terms and conditions of each dispute are recorded and invariable and guarantees payment of the winnings.
• Anonymity: IQeon platform allows players to remain anonymous.

For investors:

• Games and applications for self-development field show rapid growth, and IQeon platform is the first solution in this area that allows players to receive income in the form of liquid cryptocurrency.
• These facts should ensure the growth of the value of IQeon token, which can be purchased at the lowest price during the Crowdsale period.
• Developed partnership system, the involvement of third-party developers in IQeon ecosystem and expansion of its own product line will lead to a growth in the audience of users and increase in demand for IQeon token.

For More Information Please Visit Link Below:

WEBSITE | WHITE PAPER | REDDIT | INSTAGRAM | LINKEDIN |

G+ | VK | STEEMIT | FACEBOOK | SLACK | TWITTER | TELEGRAM

_______________________________________________________________________

About Me:

Mazdap28 ( https://bitcointalk.org/index.php?action=profile;u=1263900 )

ETH Address: 0xc9A0cD3C9D00b61F5e46B4f234F5adb91fAB0A78

ERISTICA Network

Global Decentralized Platform of Personal and

Mass Challenges on Smart Contracts

https://eristica.com/

Eristica project comes in given that it is designed to unify challenges into one single mobile platform, where users post videos with their challenges, challenge others and compete for top places in the overall ranking. Eristica is a revolutionary P2P-platform that drives participation in challenges and online competitions. The project was launched in 2015 and has already got more than 1.2 million users. The platform enables each participant to launch and accept challenges, provide video footage of challenges completed and get ratings based on the results.Eristica will create a new direction for development and it will be able to spearhead the evolutionary breakthrough in the FunTech industry, Eristica project intends to resolve the mentioned issues with the help of blockchain technology and smart contracts. With the help of blockchain technology, the Eristica project intends to overcome the obstacles faced by the industry and create a single ecosystem for both offline and online competitions. 

Eristica users are also allowed to generate viral content with the videos of challenges getting millions of views on YouTube, and the winners becoming stars. The system of rating, reputation, and ranking creates a powerful incentive for active participation. Competitive incentive makes players fight for top places in the rating, in the quest for fame and prizes. Tokenization of the platform’s economy will offer the opportunity to get a reward for winning challenges, receive a virtual reward from successful predictions and buy access to all services of the platform. Eristica is a universal platform, where each member of the community benefits from the synergy created within the ecosystem. This project is the ability to digitize the industry coupled with democratization and unification of all business processes in the platform. The platform brings offline challenges to online with the help of a user-friendly interface. Democratization will make the industry affordable to everyone. With a single click, one will be able to challenge thousands of participants to compete or guess the winner of the current challenge and get rewards for it.

Eristica will also create a platform where different types of people can interact with each other thus creating a level of synergy in the process. The creators of crypto-projects get access to a new active audience, independent developers get the platform, where they can implement their ideas. The community of Eristica, on the other hand, will have an opportunity to get a rewarded for activity and contribution to the development of the project. The Eristica project is the gateway to the world of the crypto-industry for the ever-growing community-minded and committed project audience. Eristica intends to democratize the existing challenge industry and make the new crypto experience seamless for both new and existing users.

https://eristica.com/

Financial indicators and fees in the industry of Bets and Challenges are not uniform and sometimes the disparity can be exorbitant. Bets are usually subject to bookmaker or intermediator firms meaning that the fees can rise up to 20%. Eristica sets a single bet for all types of bets, challenges, and competitions, that is 3%. This is bound to become a standard in the industry and create a flow of customers from more expensive platforms. Eristica team focused on the rapidly developing region of Southeast Asia and India which is known for high demand for local entertainment content. That was one of the reasons why Eristica was invited to participate in the acceleration program of the startup Mobile Only Accelerator (MOX), managed by the SOSV fund. This market became both an opportunity and a technological challenge for Eristica. The application was rebuild to work in the area with low-speed Internet: 

• The size of the application was reduced to 7mb
• Phone RAM consumption was decreased
• Eristica app was optimized work in zone of 2G internet

SOSV helped to get deals with major electronics manufacturers (OEMs) concerning pre-installing the Eristica application on new smartphones sold countries like India, Indonesia, Thailand, the Philippines, and Russia.

Digital Economy

1. Wallet

The wallet is a basic and an on-demand service for the use of cryptocurrency, which will be implemented in every account on the platform. The wallet features will allow users to transfer, withdraw and receive tokens. The intuitive interface shows the transaction history made through Challenges. Cryptocurrency has been known to be quite complex and one of the Eristica goals is to simplify the experience for the mass user. The Eristica crypto-wallet is thus first step in acquaintance with the new world of blockchain for the audience of the project. 

2. Eristica Game API

Initially, Game API was intended to be an experiment based on observations and analysis of the actions of the platform’s gaming audience. Gamers made challenges concerning the one who would score more points or who would complete the level with the best result. This is a simple and easy-to-use software interface will make it possible to integrate Eristica services into games on various platforms. Gamers can win Eristica tokens in challenges with friends and spend them on in-game purchases inside the game right after that. Circulation of tokens will run through both the Eristica platform itself and the partner applications with economic links, thus, forming a strong and lively ecosystem.

Development goals: Using the experience of the industry, the Eristica project will create its own Challenge foundation aimed at the promotion, adaptation, and growth of the platform ecosystem. The rewarding mechanism promoted by the foundation will become a natural incentive for digital service providers to join the Eristica ecosystem. 

Eristica token issuance

The main mission of the Eristica project is to create a full-fledged crypto-economy in the digital entertainment space where tokens are the main tool for all interactions within the digital ecosystem. Eristica intends to use crypto to make the democratization of challenges economy, including creation, participation, and rewards for challenges more efficient, fair and affordable.

• Token Name: Eristica
• Token Symbol: ERT
• Pre-sale of tokens: September 1, 2017 (45 days)
• Main ICO start: December 7, 2017
• ICO closing: February 7, 2018
• Hard cap: $10.000.000
• Total number of tokens: 687.575.392 ERT
• Currencies approved for payment: BTC, BTS, ETH, LTC, BCH
• Token Allocation:

 

For More Information Please Visit Link Below:

WEBSITE •ANNTHREAD  •BLOG • TWITTER • FACEBOOK 

• TELEGRAM • WHITEPAPER • GITHUB

____________________________________________________________________________________________________

About Me:

Mazdap28 (https://bitcointalk.org/index.php?action=profile;u=1263900)

ETH Address: 0xc9A0cD3C9D00b61F5e46B4f234F5adb91fAB0A78

SP8DE

ICO PROJECT REVIEW

https://sp8de.com/

Sp8de is designed to suit the purposes of all the actors comprising the online casino landscape and as such represents the new breed of digital institutions, a distributed intermediary, blockchain-based platform with multiple features that are essential for the growing blockchain gambling industry and whose solid implementation is lacking in any of the currently existing projects in this space. As a platform for gambling applications with self-respect, we are equipped with the protocol for generating fresh unbiased public randomness. As a team with some aspirations, we have it probably fair and completely decentralized. A number of other projects utilizing the blockchain are entering the gambling industry by either aiming to create a platform for online casinos or by simply placing a specific game or a variety thereof on-chain. As noted above, among the issues which are solved by simply creating blockchain-powered versions of the games, three main problems remain yet unaddressed:

1. Transaction Settlement Time: it takes significantly longer to settle a transaction on-chain than off of it as each block requires time to be mine.
2. Transaction Fees: the fee for each transaction can become prohibitively high and preclude small bet sizes.
3. Provably random: the generation of randomness on-chain is a challenging as miners can see and modify block headers before everyone else.

Spade utilizes Cardano to design its ecosystem and thereby solves the problems normally associated with the on-chain casinos described above. Here is how:

• Transaction fees and scalability: the size of transaction fees is normally a function of the degree to which a given distributed system scales.
• Random number generation: finally, Ouroboros, the POS protocol underlying Cardano blockchain in its workings fully relies upon generating unbiased (i.e. uniformly distributed) entropy.
• Flexible and finance application-tailored scripting language: those who have experience with the Bitcoin scripting language know how draconian and inflexible it is, those who spent thousands of hours grinding through Solidity (the Ethereum scripting language), know how quickly it might become overly complex.

ICO

The entire token distribution will be 8,888,888,888 of which 3,655,555,558.4 (41.125%) will be in the form of token sale and 3,455,555,552 (38.875%) will be given as a jackpot to those who have participated in the “token sale” rounds. The rest of the tokens 1,777,777,778 (20%) will remain with the team for the purposes of marketing, advisory, and further development of the project.

https://sp8de.com/

The token sale is organized in 9 phases: one pre-sale and four token sales that are each followed by a jackpot round

Token Utility; Getting access to the universe of applications just requires you to own the native token of our system, SPX. Betting within the Sp8de ecosystem is done only using SPX. By owning SPX, you share a part in protocol’s success. SPX is used to reward the developers fairly on the protocol level.

• The token sale start: Monday, January 08, 2018 and
• The token sale ends: Sunday, March 11, 2018
• Token Name: SPX
• Token Standard: ERC20
• Soft cap: $4.000.000 (four million)
• Hard cap: ~ 49.033 ETH

For more information please visit link below:

WEBSITE * WHITEPAPER * MEDIUM * TELEGRAM * TWITTER * GITHUB

---

About Me:

Mazdap28 (https://bitcointalk.org/index.php?action=profile;u=1263900)

ETH Address: 0xc9A0cD3C9D00b61F5e46B4f234F5adb91fAB0A78

HERO

THE FUTURE OF BANKING IN SOUTHEAST ASIA

https://herotoken.io/

The Hero aims to transform capital markets in Southeast Asia in order to promote financial inclusion, transparency, and efficiency for all stakeholders. The Hero Capital Market Platform will be a blockchain that utilizes smart contract technology which will enable a network of financial service marketplaces comprised of a series of interdependent and mutually reinforcing projects in the Southeast Asian market focused primarily on promoting financial inclusion, transparency, efficiency and the provision capital for individuals and businesses in markets that are currently excluded from transparent and efficient access to financial services. Building the new foundation using blockchain technology, blockchain technology can liberate many financial services from the confines of old institutions, fostering competition and innovation to provide better, faster, and cheaper financial services to those who are outside or heavily burdened by their local and formal financial systems.

Hero's mission is to make credit more readily available and affordable for the unbanked or underbanked, starting in Southeast Asia.

The Hero Capital Market Platform will be a collection of Decentralized Applications (Dapps) on the Ethereum Blockchain along with web and mobile interfaces for Borrowers and Service Providers to interact with each other and manage the Borrower Token minting, issuance, and trading through the blockchain. The Foundation (once established) will develop and publish standardized smart contracts by project The and market which Originators on behalf of Borrowers can use and deploy in order to begin their financing process and launch Borrower Tokens. The smart contracts will be developed by the Foundation to ensure that they comply with all applicable legal regulations and security requirements. To support this, the Foundation will also regulate a Borrower Token standard similar in nature to the ERC20 standard. Unlike ERC20 tokens, however, Borrower Tokens on the Hero Capital Market Platform will not only be required to adhere to technical standards regarding interfaces for the token, but all Borrower Tokens will also have to adhere to legal standards as required by the Foundation. To secure the Hero Oracle, all changes to the Hero Oracle will be made through a multiparty signature algorithm. The different necessary keys will be distributed in servers across the globe to ensure that there is no single point of failure to launch cyber attacks.

Hero Capital Market Platform Attributes

1. Legal Enforcement: A Borrower Token issue through the Hero Capital Market Platform will represent an enforceable financial contract between the Borrowers and the Heroes and will archive all necessary information regarding the origination, servicing, legal review, credit review, payment history, reputational ratings, etc. of the financial contract and all the parties involved in arranging the Borrower Token issue.
2. Accreditation: All participants in the Platform will be required to submit information to the Foundation through the Platform to ensure qualifications, capabilities, and legal right to participate.
3. Governance: The Foundation will administer and manage the Hero Capital Market Platform with goal of promoting financial inclusion, transparency, and efficiency
4. Transparency: All information on Borrower Tokens from the origination of the token through issuance and settlement will be available for all Platform participants.
5. Efficiency: The Platform workflow focus on annotating the Borrower Token will facilitate the efficient pooling of resources and efforts of the participants.
6. Tradability: All Borrower Tokens issued through the Platform will be individually tradeable among Heroes from the issuance of the token through a settlement of the token. Supply and demand of the respective Borrower Tokens will drive the exchange pricing.
7. Standardization: The Hero Capital Market Platform will utilize standardized legal documentation, reports, policies, and procedures to enable the transparent and efficient encoding of Borrower Tokens utilizing smart contract technology.
8. Educational: In additional to enabling the Borrowers, Heroes, and Service Providers to transparently and efficiently cooperate, the Hero Capital Market Platform will also provide guidance on legal and regulatory compliance for the Platform participants in each market and for each respective project. 
9. Reputational: Performance of each Platform participant relating to each Borrower Token will be compiled by the Platform to create rating scores for each Platform participant which may impact future Borrower Token issues.
10. Market Pricing: The Hero Capital Market Platform will also enable the market pricing of all token issues. Borrowers will submit their maximum interest rate and proceeds as well as the functional currency of the issue.

Projects

The selection of prioritization of projects is upon the Foundation’s sole and free discretion. The Hero Capital Market Platform intends to prioritize projects by order of priority based on the following criteria: 

• Registered and unregistered secured and unsecured corporate debt issues with variable terms and discounts to face value with bullet repayment of principal and interest
• Registered and unregistered periodic amortizing instruments secured and unsecured
• Primary and secondary secured residential mortgages
• Secured automobile and motorcycle loans
• Sponsored unsecured credit lines based on credit scoring model
• Equity type securities 

Hero Origen Token Offering

The company will invite interested persons to contribute to the development and operation of the Platform by taking part in the Hero Origen Token sale. During the Offering Period, the Company offers approximately (not fixed) 50'000'000 Hero Origen Tokens for sale. Each Hero Origen Token provides preferred perpetual membership to the Hero Capital Market Platform beginning from the commercial launch of the Hero Capital Market Platform. After the close of the Offering Period, no new Hero Origen Tokens will ever be offered in the future.

• Presale: 20 November 2017 (GMT+8) — 21 November 2017 (GMT+8)
• Token Sale: 01 February 2018 (GMT+8) — 28 February 2018 (GMT+8)
• Ticker Symbol: HERO
• Token Price: 1 HERO token is equal to 0.005 ETH (1 ETH will buy 200 Hero token)
• Minimum contribution: No minimum amount is required to participate in the token sale this February 1st. The minimum was only applicable during the presale.
• Recommended Minimum Purchase per Person: 1 ETH or equivalent = 200 HERO tokens
• Maximum contribution and supply of tokens: No maximum amount applies.
• Maximum number of tokens available for sale: 50 million HERO tokens
• Soft Cap: USD 5M (Has been reached already during the 24h presale)
• Hard Cap: 250k ETH (All unsold tokens will be burned; read more here)
• Accepted Cryptocurrencies: ETH, BTC, BCC, ETC, XRP, LTC, WAVES

FOR MORE INFORMATION PLEASE VISIT LINK BELOW:

WEBSITE | TWITTER | FACEBOOK | SLACK | TELEGRAM | WHITEPAPER | ANN

___________________________________________________________________________________________________________

About Me:

Mazdap28 (https://bitcointalk.org/index.php?action=profile;u=1263900)

ETH Address: 0xc9A0cD3C9D00b61F5e46B4f234F5adb91fAB0A78

CAVIAR

" CRYPTO AND REAL ESTATE IN ONE TOKEN "

https://www.caviar.io/

Caviar is the first to offer digital assets and real estate in a single cryptographic token available on the Ethereum blockchain.  Caviar Platform brings utility to Caviar token holders, enabling real estate developers to raise money for projects using a crowdfunding mechanism while providing Caviar token holders and the underlying fund an opportunity to participate in projects and earn interest. 

Our mission is to provide token holders with a diversified, risk adjusted, data-driven portfolio with exposure to both stable real estate and select cryptocurrencies and crypto-assets, maximizing return on investment while hedging against markets downturns.

Caviar will issue tokens in a one-time token sale event, and will invest in fast appreciating crypto-assets and crypto-currencies, allowing investors to capitalize on the high upside of digital currency markets, while achieving diversification and profit sharing from a less volatile and more traditional income-producing short-term loan portfolio secured by real estate in the United States and other countries. Caviar seeks to capture higher rates of return (“alpha”), while providing a unique opportunity for crypto-investors to diversify their portfolio through exposure to real estate. At the same time, Caviar provides traditional investors the upside of high returns in a diversified digital currencies portfolio. Caviar’s tokenization approach to real estate and crypto-assets and currencies lowers operating costs, reduces entry fees for investors, and removes the “illiquidity barrier” that keeps investors’ equity locked up for years. 

BUSINESS MODEL

Caviar has developed a proprietary, data-driven, dual purpose investment model to capture growth from fast appreciating cryptocurrencies and crypto-assets while providing exposure to income-generating U.S. real estate. Caviar’s business model takes a more balanced approach to investing through a combination of fast-appreciating crypto-assets and stable income-producing real estate. This is a proven systematic method for achieving growth and income via dual market exposure in a single token.

CAVIAR INTELLIGENT PREDICTIVE MODEL (IPM)

Caviar has developed an innovative predictive model for CryptoAsset (CA) and CryptoCurrency (CC) price forecasting in both short and long-term projection timescales. (Figure 1) The predictive model relies on historical data to derive linear equations relating historical prices and growth rates to historical time-variant quantities, and a mixture of time-invariant qualitative/ quantitative metrics. The derived linear equations are then weighted by characteristic R2 values. These linear equations combined with a suite of patented logical elements are used to project the growth of a CA in comparison to that of Bitcoin (BTC).

https://www.caviar.io/ 

The model is fully automated and is designed to alert analysts when an asset held in a portfolio experiences a significant change in volatility, when a new asset appears online, or when an asset not currently held in a portfolio rises above a predetermined expected growth threshold. This real-time data collection and mining, working dynamically with an AI predictive scheme based on machine learning, allows for stronger predictive power and more effective asset allocation.

PLATFORM

With well over 150,000 real estate assets8 being purchased for purposes of improvement and resale in the United States every year, and the ability for investors to earn hundreds of thousands or even millions of dollars per year, this is an opportunity many are interested in embracing as a business venture of their own. So there exists a need for a community of peers, mentors and service providers to educate, disseminate information on deals, and provide peer to peer communications. This community also gives real estate developers a platform from which to raise funds for their projects. By building a community of real estate developers and entrepreneurs, Caviar will further its goals, improve its deal-flow and provide token holders with additional opportunity to earn profits. 

https://www.caviar.io/

OUR BENEFIT 

• Dual purpose with strong upside: We diversify crypto-currencies and crypto-assets with income-producing real estate loans, resulting in a risk-sensitive portfolio
• Downside protection backed by stable assets: In case of a bear market in real estate or crypto, we can shift investments to maximize upside
• Profit Sharing: Our token holders receive 75% of quarterly profits via smart contract
• Stronger predictive power and more effective asset allocation: A proprietary Intelligent Predictive Model for Crypto Asset and Crypto Currency price forecasting backed by real data science
• Transparency: Transactions and investments are visible on blockchain
• Strong historical performance: 5 years of previous real estate loan investment experience
• Experienced team: Years of fixed income, equity, debt, crypto-markets and academic experience
• Low minimum entry compared to traditional funds: No minimum investment during the crowd sale
• Token value growth: 20% of profits are reinvested
• Liquidity: Capital set-aside quarterly to buy back and burn tokens to provide liquidity
• Fully compliant: Caviar is fully compliant under international KYC/AML rules

TOKEN GENERATING EVENT

• Goal Raise Amount: $25 million 
• Token Name: CAV
• Token Type: ERC20, Ethereum Blockchain 
• Maximum token supply: 375,000,000 
• Price per token: $0.10 
• Bonuses: Days 1 - 3 15%, Days 4 - 6 =12.5% , Days 7 - 9 =10% , Days 10 - 12 =7.5% 
• Presale Minimum: $500 
• Presale Discount: Up to 30% 
• Pre-Sale Period: December 1 - December 7 
• Crowd Sale Period: December 12 - January 31 
• Token Issuance: Within 30 days of token generating event 
• Vesting Period for Partners: 6 months

FOR MORE INFORMATION PLEASE VISIT LINK BELOW:

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About Me:

Mazdap28 ( https://bitcointalk.org/index.php?action=profile;u=1263900 )

ETH Address: 0xc9A0cD3C9D00b61F5e46B4f234F5adb91fAB0A78